Why Do You Need a Will? Provided by Blanke Schein Wealth Management According to the global analytics firm Gallup, only about 44% of Americans have created a will. This finding may not surprise you. After all, no one wants to be reminded of their mortality or dwell on what might happen upon their death, so […]
Is America Prepared to Retire? A look at some ways to get ready. Provided by Blanke Schein Wealth Management Are Americans saving enough? Only 19% of U.S. adults describe themselves as “very confident” when asked about their savings. Worry spots include retiring without enough money saved (16%) and anxiety about having a “rainy day” […]
Provided by Blanke Schein Wealth Management Investment inaction is played out in many ways, often silently, invisibly, and with potential consequence to an individual’s future financial security. Let’s review some of the forms this takes. Your workplace retirement plan. The worst non-decision is the failure to enroll. Not only do non-participants sacrifice one of the […]
Provided by Blanke Schein Wealth Management Do you know how much money you have in your checking account? If you keep your checkbook balanced, answering that question becomes easier. Balancing, reconciling, whatever you want to call it – this is a core financial skill, even if you happen to do all your banking online. […]
As you start a family, consider these ideas. Provided by Blanke Schein Wealth Management Being a parent means being responsible to a degree you never have been before. That elevated responsibility also impacts your financial decisions. You are now a provider and a protector, and that reality may make the following financial moves necessary. […]
It seems high time to dispel some of these misconceptions. Provided by Blanke Schein Wealth Management Generalizations about money and retirement linger. Some have been around for decades, and some new clichés have recently joined their ranks. Let’s examine a few. “When I’m retired, I won’t really have to invest anymore.” Society still sees […]
Medicare was designed to take care of your major needs as you age. However, it doesn’t pay for everything, and it’s important to know what Medicare will and will not cover so you can plan wisely for your future financial needs. Plan A of Medicare covers your expenses related to hospital and emergency care, skilled […]
To consolidate or not: that is the question. Provided by HighTower Palm Desert Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The first question is: how do you and your partner view money matters? If you feel it will be best […]
What should you know? What should your executor know? Provided by HighTower Palm Desert When people think about estate planning, they may think in terms of personal property, real estate, and investments. Digital assets might seem like a lesser concern, perhaps no concern at all. But it is something that many are now […]
Provided by HighTower Palm Desert Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns year after year. If you sometimes succumb to these financial tendencies, it’s always a good time to alter your behavior. #1: Lending money to family & friends. You may know someone who has lent […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
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