Is This My Investment Account…or the Screamin’ Eagle?


If you’ve been paying attention to the stock market lately, you’ve probably noticed it can’t seem to make up its mind whether it’s going to finish in the green or in the red each day. While the market is up for the year, it’s impossible not to speculate about what this volatility actually means, and more importantly, how it could impact you directly.

For those who don’t need to touch their investments for the next 30-40 years, it’s a little easier to look with one eye and move on to the next task of the day. Ups, downs, and volatility will happen numerous times throughout the careers of long-term investors. Long-term investors can view the dips as opportunities to buy “on sale.”

If your time horizon is short however, it’s normal to experience some anxiety about what this volatility means for you personally. If the market is down, it’s not as much fun if your “sale” experience is trading your favorite USDA Prime for canned meat. If you need to withdraw $5,000 a month from your portfolio to supplement your income, the impact of that withdrawal is greater if your portfolio value is decreasing.

We don’t have a crystal ball. There is no “unicorn” investment out there. (If someone tells you they have one…run!) If you’re a retiree, or retirement is soon, what can help you ride out this volatility? We found this great article to help you navigate the current environment. If you are currently working with an advisor, these talking points should regularly come up in your meetings.

Please remember our team is here to help. We have built a team that can not only see you to retirement, but also see you through retirement!

7 Steps For Retirees To Ride Out Volatile Markets




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HighTower St. Louis is registered with Hightower Securities, LLC, member FINRA and SIPC, and with Hightower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through Hightower Securities, LLC; advisory services are offered through Hightower Advisors, LLC.

This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.

All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and Hightower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.

This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of Hightower Advisors, LLC, or any of its affiliates.