Having an emergency fund is critical to anyone’s financial plan. Unexpected events can be stressful and costly. When life throws you a curve ball such as job loss, unexpected home repairs, car troubles, your emergency fund is there to help! It keeps your stress level down and avoids making bad financial decisions. Read why keeping […]
Asking questions and planning will give you both peace of mind Combining love, lives and laundry is one thing. Combining your money is another. Newly married couples who both work do well to think about what to do with two incomes. Here are some pointers. New couples usually wonder how to improve their finances. Easy: […]
As college tuition cost continues to grow, it’s a great idea to have a goal set so you know how much to save. Check out this article to get started on your plan! What college really costs – and how much should you save? – Missouri MOST Zach Ungerott, CFP Zach’s Blog Posts MAKE […]
With Halloween falling on a Thursday this year there are a variety of activities occurring this weekend and into next week. We took this opportunity to sit down with our office’s undisputed expert on such matters, Remy, Zach’s bird dog. Here are Remy Mummy’s tips for a SAFE and SPOOKTACULAR Halloween for all. CHILD […]
As Health Savings Accounts (HSA) become more available to employees, it’s time to make sure you understand the benefits of these accounts. More than 40% of American workers are enrolled in a high-deductible health plan which gives employees access to an HSA. The Health Savings Accounts has these main attributes: Pre-tax contributions (up to the […]
As 2018 comes to an end, it’s time to start thinking about making a plan for 2019. A wealth advisor can help you identify strengths and weaknesses, and develop a plan to meet your varied goals. Vanguard research identified three core ways professional advice brings value: Behavioral coaching Portfolio construction Wealth management To learn more, […]
A 529 plan is a college savings plan offering tax and financial aid benefits for qualified educational expenses (https://www.irs.gov/credits-deductions/individuals/qualified-ed-expenses). Each parent and other relatives can contribute up to $15,000 per child, per year to a 529 account without reporting the contribution to the IRS. A 529 account can also be “superfunded” with contributions of $75,000 […]
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