As we celebrate Abraham Lincoln, we can easily reflect on his many accomplishments. This was a man who said things such as, “[a] house divided against itself cannot stand,” “[w]e should be too big to take offense and too noble to give it,” and “[w]hen you reach the end of your rope, tie a knot […]
Since it passed, we have been inundated with opinion pieces on the new SECURE Act and how it will play out. It’s been a lot of reading from short, quick reviews to long, analytical ones. We reviewed this executive summary and discussion from Husch Blackwell’s Private Wealth team, and we realized we could not say […]
After our article “I Signed My Estate Planning Documents…Now What?” on September 19, a client emailed us this Time article asking us what we think. “Why You Need to Make a “When I Die’ File – Before It’s Too Late Our short answer is, “We couldn’t agree more!” On the more serious side, taking time […]
I want to share with you the kind of conversation I have with people far too often. Me: “You have completed your estate planning, correct?” Too Many People: “Yes, I have a Trust.” Me: “Are any assets actually in your Trust?” Too Many People: “I have a […]
There’s a lot to consider when making charitable donations. Of course, you want to maximize the positive impact to the charity, however, it’s also important to make sure you’re proceeding in a way that makes the most sense for you, your family, and your situation. You may want a vehicle that emphasizes immediate donor tax […]
For many investors, legacy preservation, wealth transfer and philanthropic giving are among the key objectives of their long-term financial plans. If an investor is seeking to provide a consistent annual donation to a specific charitable organization for a period of time and help minimize estate taxes for their heirs; a Charitable Lead Trust (CLT) can […]
When is the last time you reviewed the beneficiaries on your brokerage accounts, bank accounts, work retirement plans, annuities, and life insurance? Improper beneficiary designations and failure to list beneficiaries create hardship for your family. They will need to hire an attorney and rely on the probate process to ensure those assets are distributed […]
You’ve taken the leap and you have worked with an attorney to get your Estate Planning Documents in place – Trust, Will, Durable Power of Attorney (DPOA), Medical Power of Attorney (MPOA). You’ve funded your Estate Plan by transferring the assets your attorney told you to. You’ve done your due diligence and had a check-up […]
Many of you already have estate planning documents, but how many years ago did you have them completed? You should have an estate planning attorney look over your documents every 5 years, when major changes to the law take place regarding estate and gift tax, or when you have a major life changing event like […]
St. Louisans, have you picked up the latest issue of Town & Style? Check out the “Assets & Answers” column, featuring advice by HighTower St. Louis Wealth Advisor, Jennifer Belmont Jennings JD, on discussing finances with your children. HighTower St. Louis Wealth Advisors serves many multi-generational families, and we place great value on educating the […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and Hightower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of Hightower Advisors, LLC, or any of its affiliates.