There’s usually a flurry of legislative activity at the end of the year in Washington, DC, and this year was no exception. With strong bi-partisan support earlier this year, the House of Representatives passed the SECURE Act which made sweeping changes to retirement plans. It was sent to the senate where it stalled for a […]
Let’s talk about cash flow. Most of us, while we’re employed, manage our own cash flow in a straightforward fashion. We earn a certain amount of income, we have a percentage automatically taken out each pay period to go into our 401k, and our cash flow comes in every couple of weeks in the form […]
Most small business owners understand the benefits of offering a retirement plan. Not only does it help the business owner save for their own retirement, but it helps their employees save too. Offering a retirement plan also helps attract potential new hires that are looking for an opportunity with long-term benefits. A recent Glassdoor Survey […]
As we are approaching year end, some of our clients are in the process of funding their respective retirement accounts. The question that many clients ask is “which is better for me a Roth IRA or a traditional IRA?”. The answer is it depends. There are some major differences between these two popular retirement savings […]
Changing jobs or retiring in the near future? What do you do with your old 401(k)? It’s a question we get all the time. Changing or leaving a job can be an exciting time and if you are finally at the point in life where you can retire, it can be even more exciting. As […]
There are only two known guarantees in life, death and taxes. Since I assume you are reading this blog post, there should only be one that matters to you right now and that is taxes. In 2001, President Bush signed the Economic Growth and Tax Relief Reconciliation Act (EGTRRA) along with the Jobs and Growth […]
The short answer is definitely yes! In order to fully understand the importance of the 529 plan, one has to understand why these plans were initially created. They originated from the high debt that has been accumulated by students’ that are coming out of college. Here are some important statistics around the cost of education: […]
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